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Filing Auto Claims: Important Tips


If you have company-owned vehicles, you are at risk every time your employee opens the car door.

Though your employee may be a safe driver, accidents are sometimes inevitable, leaving you to deal with the insurance companies and filing the claim.

According to the Insurance Information Institute, if your company car is stolen, involved in an accident, or damaged by flood or vandalism, taking the right steps in filing a claim will lead to a faster and more efficient settlement:

  • Call us as soon as possible if you have a claim. We will give you instructions and provide the forms needed to support your claim.

  • Cooperate with your insurance company and supply the information requested. Your company will investigate your claim, and then move to settle or defend it. Your insurance company will defend you in a court of law if a claim is brought against you, or if you are sued for a claim covered by the policy.

  • Keep all records. Retaining all records of expenses you incur as a result of the accident is important because you may be reimbursed for them through your policy.
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