Environmental - Pollution Liability Insurance Glossary

pollution liability insurance


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O&M PROGRAM - Operations and Maintenance Program. A formulated plan of training, cleaning, work practices, and surveillance to successfully manage a hazardous substance or situation.

OCCUPATIONAL EXPOSURE - An OSHA-defined term meaning a reasonably anticipated skin, eye, mucous membrane, or parenteral contact with blood or other potentially infectious materials that may result from the performance of an employee's duties.

OCCUPATIONAL ILLNESS - Any abnormal condition or disorder, other than one resulting from an occupational injury, caused by exposure to environmental factors associated with employment.

OCCUPATIONAL INJURY - Any injury such as a cut, fracture, sprain, or amputation that results from a work accident or from a single instantaneous exposure in the work environment.

ODOR THRESHOLD VALUE - The maximum quantity of a gaseous material that can be detected by the olfactory organs.

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OIL/WATER SEPARATOR - A concrete or steel structure located below ground level in areas with the potential for petroleum product leakage during a storm.

OPERATORS - Officers, shareholders, partners, individuals, and successor corporations responsible for managing, operating, or leasing a property where hazardous materials were released, treated, or disposed.

ORDINANCES - Laws generally passed by municipal legislative bodies and enacted into law by an approving executive body, depending upon the municipality's charter.

OSHA - Occupational Safety and Health Administration. A U.S. federal agency created by the Occupational Safety and Health Act of 1970 that develops and enforces safety and health standards in the workplace.

OSHA NO. 101 (Supplementary Record) - The recordkeeping form (or its equivalent) on which additional information, such as how an accident or illness exposure occurred, is recorded for each injury and illness entered on the OSHA No. 200 log.

* This Glossary is Excerpted from Managing Environmental Risk for Facility Owners and Operators / Legal Actions Against Facilities from AIG, © BOMI 1996, 2nd qtr. *

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