Internet & Electronic Commerce
Internet Insurance
E-Commerce Insurance
We sell internet insurance. The Internet, Electronic Commerce aka E-Commerce and ecommerce. Online sales, service and
transactions. New methods of selling existing products and completely new products to sell and
service. New exposures and insurance needs. Since when has a manufacturing, construction or
accounting firm, etc. ever had a need for copyright infringement protection? Or invasion of
privacy insurance? Since the Internet, e-commerce and the advent of electronic commerce and
billboards became mainstream.
Internet commerce covers a wide variety of e-commerce operations. We are seeing new techniques
applied to existing tried and true business and the development of completely new forms of
electronic commerce. After considerable market research, we find we can insure all phases of
most, if not all, types of Internet electronic commerce e-commerce applications.
Internet electronic commerce is growing extremely fast. The entire Internet and all related
industries are moving at an unbelievable pace. The exposures generated and the necessary policy
forms to cover these exposures are probably not all known and certainly not all ready to be
marketed. The insurance industry moves at a slow pace in the development of new products and
they are years behind the Internet industries at this time. Successful Internet insurance
placement today is based upon a thorough working knowledge of both industries and an ability
to adapt current insurance technology to fit the needs of a rapidly growing risk segment.
New policy forms will be coming out and your exposures will be increasing. I will be actively
monitoring the marketplace and the exposures of my clients very closely.
Regular business operations with e-commerce present modern challenges. Cyber entertainment
operations present huge challenges. We find there is a great similarity in the needs of all
types of operations. We approach them all in the same methodical manner.
Cyber Entertainment operations usually consist of the development and broadcasting of passive
and interactive content. Because of this, they have a large amount of property value in the
form of content, servers, co-located servers and a very large exposure to loss of income if the
system goes down. In addition they have the normal and not so normal commercial liability
exposures found in an adult Internet business. Because of these risks and the current market
status, I have researched and found markets for the types of insurance necessary to
cover electronic commerce.
Take a look at the Outline of Needs and then contact me via email for personal attention.
More on Internet General Liability Insurance
License # 0655631
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