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Pollution Liability Insurance? |
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This brownfield
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Can become this fully developed property |
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And the Buyers, Sellers and Tenants can sleep well at night!
How does this happen? With site specific pollution liability insurance to protect the environmental exposures of both buyer and seller.
Where do you find site specific pollution liability insurance for brownfields and contaminated hazardous sites? Bob Roth, CPCU of
InsuranceStop.com can provide protection for your assets and safeguards for your company's future.
Choices in Pollution Legal Liability Insurance
The Environmental Insurance Spectrum
The environmental risk with pollution legal liability exposures presents a continual challenge
to corporations to manage environmental risk in today's litigious and volatile business climate.
Companies increasingly face expensive litigation, mandated clean-ups and high court awards, all
of which can undermine management's ability to stay competitive and continually progress.
In addition, a continually evolving regulatory environment leaves open trap doors that could put
a company out of business.
Chances are your needs will fall into one of four major categories of environmental exposures...
fixed facilities, service industry, transportation, and contaminated properties.
Fixed Facilities
Environmental insurance for fixed facilities covers environmental exposures at, emanating from, or relating to the ownership of a facility.
Every property owner including recycling and composting firms needs this coverage.
We insure you for:
on-site pollution releases at the insured site
off-site pollution releases emanating from the insured site
pollution releases occurring during owned or third party transportation
pollution releases at non-owned disposal sites
A pollution release can be the result of an unknown pre-existing condition
or a condition that arises during the policy term. In addition to cleanup
costs due to on-site releases, policyholders may also select coverage for
diminution of value or business interruption.
Protect yourself, your company and industry, and your real estate transactions with the correct form of pollution liability coverage individually tailored for your needs.
Service Industry
Environmental exposures for service providers protects our insureds
against environmental losses arising out of the performance of services
for a third party. The service can be professional or operational or
a combination of professional and operational liability.
We insure:
lead abatement contractors
asbestos abatement contractors
consultants
environmental surety
pollution releases occurring during owned or third party transportation
pollution releases at non-owned disposal sites
workers' compensation
Transportation
Truckers, Shippers, Air and Sea Cargo
The well designed environmental transportation insurance program protects
the insured for exposures arising from the transportation of hazardous
materials by auto, aircraft, watercraft or rail. Coverage is provided
for liability arising from owned or third party transportation of
hazardous materials.
Your needs may include:
commercial auto liability
owner's spill liability
emergency response
workers' compensation
third party transportation
pollution releases at non-owned disposal sites
Contaminated Properties
Environmental insurance for contaminated properties covers environmental
exposures arising out of the cleanup of the contaminated site.
Brownfield developers do us all a wonderful service. However, investors,
public entities and developers could pass up valuable properties because
of unexpected or unknown future cleanup liabilities. We can control these
liabilities. Prospective purchaser agreements typically do not cover future
environmental liability suits brought by third parties. Environmental
pollution insurance fills this gap.
Your needs may include:
cleanup cost cap - covers costs above the anticipated price
financial institution or lender assurance of stability
controlled insurance programs - a wrap up of coverage for all vendors and contractors
third party transportation
pollution releases at non-owned disposal sites
Independent Brokers
We are independent insurance agents and
brokers. We bring a variety of products and companies to the table
when you are in the selection process. Our allegiance is to you and
your firm. Put us to work for you now!
Ready for a frank discussion of Environmental Pollution Insurance? Firms with a presence in California should email me now.
Pollution Glossary
License # 0655631
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