Blue Cross Individual Dental PPO Plan for Individuals and Families
This plan was designed with two goals in mind:
- To promote good dental hygiene and preventive care,
important elements in a total health care package.
- To provide the dental care you need in a convenient,
cost-conscious manner, thus providing many dental
services at reduced or no out-of-pocket costs.
The Blue Cross Individual Dental PPO Plan gives you:
- Freedom to choose any dentist
- Access to quality care at discounted fees
- A wide range of dental services
- Preventive and diagnostic care which begins upon approval of your application
How the Blue Cross Individual Dental PPO Plan Works
The Plan Network is made up of a large number of dentists in
California who have agreed to provide services at negotiated
rates to plan members. When you choose a participating dentist,
you pay nothing for preventive and diagnostic care, such as
regular check-ups, cleanings, and X-rays. Other benefits are
provided for specified basic and major dental care.
Blue Cross lets you know how much the plan pays for covered
services. This means that you are able to easily calculate
how much you will have to pay once you have determined your
dentist's fee for the specific procedure.
How Negotiated Fees may save you Money
If you go to a participating dentist and the total charges are
$773, but the Blue Cross negotiated rate is $425, Blue Cross
will pay the amount specified in the benefit schedule which is
$264 (assuming your deductible has been met and that you have not
reached your annual maximum), and you will pay the difference of
$161.
If you go to a non-participating dentist and the total charges are
$773, Blue Cross will pay the amount specified in the benefit
schedule which is $264 (assuming your deductible has been met and
that you have not reached your annual maximum), and you will pay
the difference of $509.
|
Click HERE
to select the area where you live. |
Interested in learning more about the Blue Cross Individual Dental
PPO Plan?
|
Click HERE
to view and/or print a brochure and application
to get the process started. |
