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Why Choose a CPCU?

Choosing an insurance agent or broker for your home, auto, or business insurance isn't difficult when you know what to look for -- the letters CPCU after your insurance provider's name.

Just as a CPA is your professional tax partner, a CPCU is your professional insurance partner. CPCU stands for Chartered Property and Casualty Underwriter, and is recognized as the premier professional designation of the property and casualty insurance industry.

When you choose a CPCU, you can be sure that you are working with someone who has significant experience and can offer you guidance on all of your insurance decisions. It's someone who keeps up-to-date on issues and coverages and is able to offer you the best protection possible at competitive prices. A CPCU is also someone who agrees to an enforceable code of ethics and pledges to put your interests above his or her own.

Simply put, CPCUs are dedicated to helping consumers make better insurance decisions -- and they are highly qualified to do so. To earn the credential, CPCUs must pass 10 national examinations covering such diverse subjects as insurance law, ethics, accounting, and management. The comprehensive process generally takes about five years. In addition, CPCUs must also have industry experience and abide by an enforceable code of professional ethics.

These demanding standards ensure that when you choose a CPCU for your insurance needs, you are choosing someone who not only has your best interests in mind, but someone who has the background and knowledge to prove it.

When your insurance advisor is a CPCU, you can be confident that you are dealing with a reputable, educated, and experienced professional. So when it comes to property and casualty insurance advice, look for the "CPCU" designation. It will make your choice an easy one.

* Excerpted from Why Choose a CPCU? published by the CPCU Society *
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